PayNearMe is a retail payment option that allows you to deposit into your online casino account at physical locations around you. PayNearMe ensures you can fund your casino wallets even if your debit and credit cards are empty. This novel payment option is available on several online casinos and sportsbooks in Pennsylvania as a viable alternative payment method to credit cards, cash, debit cards, ACH, and even e-wallets like Google and Apple Pay.
PayNearMe’s uniqueness is attributable to its instantaneous nature, wiping out wait times between account top-ups and playing your favorite games. PayNearMe also ensures privacy, as you do not have to disclose your personal and financial information to make a payment. Read on as we analyze the features, pros, and cons of using PayNearMe.
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- Accepts PayPal, credit cards and PayNearMe
- 21+, new US players only
How PayNearMe Works
The PayNearMe banking option is built on inclusivity and accessibility. It would be a bummer to miss out on your favorite casino games due to bank downtimes, low account balances, delayed transactions, or inability to fund with cash, and this is where PayNearMe comes through for casino lovers. Aside from thousands of retail stores and brick-and-mortar partnerships across Pennsylvania and other States, PayNearMe is the only banking option that lets you make cash payments into your casino accounts which you can later withdraw or use to play online.
Using Pay Near Me at Online Casinos
You can use PayNearMe to fund your online casino accounts by following these steps:
- Log into your online casino account
- Select the banking or deposit option
- Select PayNearMe as your preferred payment option
- Enter the amount you want to deposit
- The casino sends you a unique barcode/payslip
- Take the barcode to a PayNearMe outlet near you and show it to the cashier
- Tender the amount payable to the cashier in cash
It is important to note that PayNearMe outlets only accept deposits into your account and cannot process withdrawals on your behalf. You can withdraw cash at Cash Cages at your casino’s location.
Advantages of Using Pay Near Me
The pros of using PayNearMe as a payment option include the following:
PayNearMe transactions are processed immediately, with successful payments credited into your account within seconds. This makes it more appealing than alternative payment methods like bank transfers which may take hours to complete.
PayNearMe ensures access and inclusion of casino players even when they do not have a bank account or credit card or are experiencing downtimes on those alternative payment methods. If you fall into this category, you can still enjoy your favorite casino games by making cash deposits into your casino account at a PayNearMe retail outlet close to you.
PayNearMe uses encryption technology to ensure all transactions are secure and confidential. Despite dealing primarily in cash, PayNearMe uses financial standard industry technology to ensure the safety and security of your funds. What’s more? You do not have to disclose personal or financial information to process your payments.
PayNearMe transaction fees are relatively lower than alternative payment methods of funding your casino account. This makes it a cost-effective payment option for casino players; you are trying to win more money, not lose some!
PayNearMe vs. Other Payment Options
PayNearMe offers casino lovers an inclusive way to get in on the fun. But how does this cash-only payment option fare compare to other payment methods? If you’re looking for a reliable payment method, you should consider relevant factors such as security, transaction fees and timeline, and accessibility. The table below compares PayNearMe to other payment methods based on availability, transaction timelines, security, payment method, accessibility, and transfer fees.
| Payment Method | PayNearMe | Creditcards/Prepaid+ | Bank/Wire Transfers | PayPal |
| Availability | Available 24/7 | 24/7 | 24/7 | Available 24/7 |
| Transaction Timeline | Instant deposits | Instant deposits | Deposits may take between 24-72 hours | Instant deposits, although withdrawals may take up to 48 hours |
| Payment Type | Cash deposits only | Accepts both deposits and withdrawals | Accepts both deposit and withdrawal payments | Accepts both deposit and withdrawal transactions |
| Security and Privacy | Increased privacy as you don’t share financial details | Discloses your financial information to the payment merchant | Discloses your information to the payment merchant | Increased security; only your email is shared with the payment merchant |
| Accessibility | Great accessibility due to multiple retail outlets across the country | Network downtimes may hamper accessibility | Network downtimes may hamper accessibility | Very accessible |
| Acceptability | Average acceptability among Pennsylvania casinos | All casinos allow you to make payments with your credit card | Most Pennsylvania casinos accept wire transfers | Accepted by a majority of casinos in Pennsylvania |
| Fiat | Accepts cash | Digital payments only | Online and bank transfers only | Digital payments/transfers only |
| Payment steps | Requires visiting a physical outlet to make payments. | Payments may be processed anywhere, including on your mobile devices. | It may involve visiting the bank or transferring from your bank software application. | Payments may be processed anywhere, including on your mobile devices. |
| Success Rates | No risks of chargebacks | Chargebacks may occur from time to time | Bank transfers usually attract fees. | It may attract fees when withdrawing from PayPal into your bank account. However, you can avoid this by applying for a PayPal card. |
Which Pennsylvania online casinos accept PayNearMe as a payment option?
You can always gauge the reliability of a payment method by its casino partners. PayNearMe scores a huge pass in this regard thanks to a lineup of noteworthy casino partners, including BetMGM Casino, FanDuel, Caesars Casino, and DraftKings. These casinos allow you to deposit into your gambling account at PayNearMe outlets across Pennsylvania. Other notable casinos that accept PayNearMe include:
- Borgata
- Golden Nugget
- Bet365
Some casinos such as DraftKings, FanDuel, and Caesars allow you to top up your sportsbook accounts via PayNearMe as they offer an integrated account. Thus, you can use your newly deposited funds to wager games on both casino and sportsbook platforms.
Limitations of using PayNearMe at Online casinos
The major limitation of using PayNearMe at online casinos is its deposit-only feature. Unlike other payment options that offer two-way transactions, allowing you to deposit and withdraw easily, PayNearMe only accepts deposits into your casino account. This means you cannot withdraw at a retail store near you, no matter how much you win playing online.
You cannot deposit via wire transfer or card payments at PayNearMe outlets. All deposits have to be in cash. PayNearMe is primarily a payment method for making deposits at online casinos. It allows players to deposit funds using cash, but the option to withdraw funds via PayNearMe is generally not available.
This may be a bummer for you if you want to deposit a particular amount into your casino wallet through a combination of payment options. You either have to withdraw the full amount in cash at a nearby ATM or pay the money into your bank account and deposit it online through an alternative channel.
When withdrawing your winnings from an online casino, you will almost always have to use an alternative withdrawal method, such as bank transfer, e-wallets, or traditional payment cards. Compared to PayNearMe, which primarily focuses on cash deposits, these methods are typically faster and more efficient for processing withdrawals.
There is also the problem of geographical location and proximity. PayNearMe outlets may not always be close to you, meaning this payment option may not be readily available when you need it. You may also need to cover a considerable distance to get to the nearest PayNearMe outlet to your location.
Finally, your preferred casino may not offer the PayNearMe payment option. Consequently, confirming that your select casino has an integrated PayNearMe feature is essential. You can confirm from our list above or check the payment section of your preferred casino to confirm PayNearMe availability.
Conclusion
With its free payment option and several thousand retail outlets, PayNearMe is a great and accessible tool for depositing and withdrawing money at PA online casinos. PayNearMe is tailored to ensure inclusivity for players by allowing you to make cash payments into your account, a unique feature with no alternatives. However, you should ensure that your preferred gaming platform accepts PayNearMe payments before signing up. You should also confirm the availability and distance to the nearest PayNearMe outlet in your location to avoid incurring costs on traveling.